Stryker employees have the opportunity to purchase Life Insurance plus Long-Term Care (LTC) coverage through Trustmark Insurance Company.
The need for long-term care (LTC) services could be one of the greatest risks to your future financial well-being. It can be a challenge to find protection that can help with the rising cost of long-term care facilities or services in the event of an accident, illness or aging. Life Insurance plus Long-Term Care, provided through Trustmark Insurance Company provides long-term care benefits funded by permanent life insurance.
New Hire Guaranteed Issue Opportunity:
U.S. Stryker employees ages 18-70, who are actively at work, working 20+ hours per week, have a one-time opportunity to enroll within 30 days of their hire date with Guaranteed Issue—no health questions asked for up to $150,000 in coverage. While employees ages 71–75 may enroll with limited health questions for any coverage amounts up to $200,000.
Year-Round Enrollment for All Other Employees:
All actively working U.S. Stryker employees ages 18–75 enrolling outside of their new hire window can enroll in up to $25,000 of coverage year-round, beginning October 1, 2024, subject to evidence of insurability. Higher coverage options, with additional underwriting, are anticipated in 2025 (exact date to be determined). Enrolling in the $25,000 coverage now can help lock in your current age and health, and ACSIA Partners consultants can assist you in increasing coverage when higher amounts become available.
Enrollment is done via agent assistance over phone call or zoom. Contact ACSIA Partners at (877) 904-0643 to request a consultation to enroll.
On-Demand Webinar
Click below to access an on-demand webinar about the Life Insurance + Long-Term care plan available to Stryker employees
Agent Assisted Enrollment
ACSIA Partners Life Insurance + Long-Term Care planning professionals are available to help you learn more about the benefit, create a plan that is right for you and walk you through the enrollment. Contact us today.
Frequently Asked Questions
To learn more, review the Frequently Asked Questions by clicking the button below.
Long Term Care Program Introduction
2 Minute introductory video on this time sensitive benefit
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Speak to a Consultant
Advantages of the Special Enrollment
Coverage
Comprehensive coverage in your home, your community, assisted living facility or nursing home.
Portability
All plans are fully portable. If you are terminated, leave your job or move to another state, you can take your plan with you.
No Gender-Based Pricing
No gender-based pricing which means applicants do not pay higher premiums based on their gender.
Guaranteed Issue Underwriting
Employees must be 18-70 years old, work 20+ hours/week (PT) or 40+ hours/week (FT) and apply within 30 days from their date of hire to be eligible to apply with Guaranteed Issue underwriting. Spouses/domestic partners who are between the ages of 18-70 may also apply with Guaranteed Issue and employees may add Guaranteed Issue Life Insurance coverage for their children up to age 25. Employees enrolling above $150,000, employees ages 71-75, or those enrolling outside the new hire window may be eligible with medical underwriting.
